Emergency Fund
Save 3-6 months of expenses in a high-interest savings account. Consider using a TFSA for tax-free growth.
Expert tips and advice to help you make smart financial decisions, protect your assets, and build a secure future.
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Investment strategies for Canadians
Save 3-6 months of expenses in a high-interest savings account. Consider using a TFSA for tax-free growth.
Use RRSPs for high-income years and TFSAs for flexibility. Both offer tax advantages for Canadians.
Consider accelerated bi-weekly payments to save thousands in interest over your mortgage term.
Use cashback cards for everyday purchases and travel cards for international spending.
Consider Canadian ETFs for low-cost, diversified exposure to domestic and international markets.
Use the 50/30/20 rule: 50% needs, 30% wants, 20% savings and debt repayment.
While basic healthcare is covered, consider supplementary insurance for dental, vision, and prescription drugs.
Shop around for the best rates and consider increasing your deductible to lower premiums.
Ensure your policy covers replacement cost, not just market value, for adequate protection.
Consider term life insurance for affordability and permanent life for estate planning needs.
Protect your income with disability coverage, especially important for self-employed Canadians.
Standard home insurance doesn't cover floods. Consider separate flood coverage in high-risk areas.